Contra Chesterton...

Complexity is the last refuge of a scoundrel.

I see it all the time with programmers: a mediocre programmer who doesn't understand something starts attacking with nonsense-but-impenetrable jargon, in order to browbeat others into submission. My understanding is that whole literature departments are dedicated to analyzing this and claiming that all human discourse falls under this category. Generally, I'm inclined to dismiss them as anti-truth cranks, busy sawing at the bough upon which they sit. Still, with the banking system, I can't help but wonder if their thesis applies.
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